Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Health plans negotiate the price of medical services with certain doctors, hospitals, labs and other providers.
If you´re an immigrant, getting healthcare in the United States may seem complicated. It may also be hard to get health insurance, which can help you pay for the healthcare you and your family need.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
If you’re planning a trip, the last thing you may want to think of is healthcare. But accidents and
illnesses can happen on the road as well as at home. Here are the basics on using health insurance while
traveling.
Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning.